房屋净值 Line of Credit
Access your home’s equity in a revolving credit line that can be used anytime.
It's Your Equity to Use on Anything You Want
Access your home’s equity in a revolving credit line that can be used over and over — and over again. Finance up to $250,000 on your primary residence.1
Making your home work for you.
Our introductory interest rate on a 房屋净值 Line of Credit (HELOC) for 12 months is as low as 7.4月750%2. And, with an interest-only feature, your monthly payments can be even more affordable.
我们的HELOC特点:
- No points, no lender fee, and no annual fee options2
- $0 out-of-pocket options
- Low interest-only payments and draw period for 10 years
- 15-year payment term begins after the 10-year draw period
- Loan advances can be taken as needed, and interest is charged only on the funds in use
- Interest payments may be tax deductible (consult your tax advisor)
We are available to walk you step-by-step through the process and determine the home loan product that's best for you. Give us a call today at (877) 495-1600, or begin the online loan application today.
更多按揭选择
房屋净值贷款
You've worked hard to build the equity in your home, now let it work for you and your family with a Cal Coast 房屋净值 Loan.
住房贷款再融资
Save more on the things that matter by lowering your monthly mortgage payment by refinancing with Cal Coast.
加州海岸住宅奖励
Did you know Cal Coast offers a home buying and selling service exclusive to our members? Buying or selling your home can be rewarding and easy with our professional Home Rewards team.
APR = Annual Percentage Rate.
- Maximum combined loan-to-value (CLTV) ratio on $250,000 is 75%.
- 利率 and terms effective as of 05/09/2024 based on credit history, 须经批准, and subject to change without notice. 会员 and credit 须经批准. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. 限制. Introductory Annual Percentage Rate (APR) of 7.750% is offered on single-family owner-occupied homes up to 80% CLTV, for twelve months on new lines only. 之后, rate increases to the Prime Rate as published in the Wall Street Journal, 或者说底价是4.250% APR, whichever is greater, and may adjust a maximum of .每月5%. The maximum APR (Lifetime Cap) is 12%. The minimum APR (Floor Rate) is 4.250%. 贷款 on second homes and investment properties in CA are available at different rates / terms.
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